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“Try to avoid clichés in your profile because, let’s face it, everyone wants someone who's loyal and we all like walking on the beach at sunset.

Ask your friend to keep an eye out for overused phrases.” Honey adds: “It's a good idea to emphasise your activities as people tend to be attractive to those who convey health and vitality.” It’s true – two of the most commonly used words in profiles on Ok Cupid are yoga and (slightly more intimidatingly) surfing.

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You look like a new user and people who might have missed you before are more likely to give you a second look.” A final thought from Honey: “Don't be tempted to airbrush your picture or present yourself looking too much better than you do in real life, and give group photos a miss to avoid confusion.” It might feel a little awkward, but dating expert Peter Spalton says it’s a great idea to ask a friend to cast a fresh eye over what you’ve written – and not just to check your spelling.“We live in a soundbite society so the first 30 words of your profile really count,” says Peter.Most experts recommend dedicating at least 30 minutes every evening to the process.“Set yourself a limit, but keep at it, it’ll be worth the effort,” says Peter.As for Bank of Hawaii, Bank of Hawaii was always Bank of Hawaii or BOH as long as I remember. And here’s a few old Hon Fed commercials: I couldn’t find any commercials of Harry Endo and First Federal Savings & Loan – “where your money….

This is the big one, because depressing though it may be, your smiling face is the first thing on which people will judge you.Then I saw the commercial of how one of these two banks started out with Japanese people getting together to share their money and help out others in the Japanese community. Anyway, so while I was banking at Liberty Bank, they were bought out by Bank of America. Midlife Crisis Hawaii - where the memories live on.Then later, BOA was bought out by American Savings & Loan which became American Savings Bank. I remember when First Hawaiian Bank used to be First National Bank. Relationship psychologist Honey Langcaster-James says: “Look straight into the camera and smile showing your teeth – this says open, friendly, healthy and confidence.” A recent study of the most popular profiles on dating sites showed 88 per cent are making eye contact with the camera in their profile picture.Jim Talbott, director of consumer insights at Match.com, also suggests: “Keep your photos fresh, and swap out your primary photo frequently.You're not monogamous just because you've been emailing each other for a couple of weeks.” Which is why, Peter adds, it’s worth meeting up as quickly as possible.